At The Law Offices of Michael E. Lovins, we are devoted to helping people who have been injured by the irresponsibility, carelessness, and recklessness of others. Whether it’s a fender bender or a catastrophic collision, we use the most advanced, innovative, and aggressive strategies and tactics to ensure that you are fully compensated.

All the while, we talk to you in plain terms, not legal-ese. We present you with strategies, options, and advice so that you can make the best decision for you, your family, and your well-being. Legal-ese makes lawyers feel smart and superior, but it doesn’t help you.

We Help You Recover Your Health.

We understand that the most important thing for you to recover is your health. We also understand that financial recovery is important, but it is always secondary to the restoration of your health.

That’s why our greatest service is to take the stress and strain of dealing with the insurance company off of you so that you can focus on your health. In appropriate cases, we use our experience with a wide variety of injuries to assist you in getting state-of-the-art health care. In representing injured people, we have encountered a wide variety of injuries and worked with many highly-trained and qualified doctors in several specialties. We use that experience to your advantage, and to make your recovery more complete and less stressful.

We Use the Law to Make the Insurance Companies Leave You Alone.

Once the insurance company has been notified that you have hired an attorney, the law says that they cannot contact you directly. They must go through us. We provide a buffer between you and the insurance companies. This includes auto insurance companies and health insurance companies. No insurance company is looking out for you, even if you are their customer. When you have been injured, they are contacting you for one reason: to make sure they pay you as little as possible.

Insurance companies will try all kinds of tactics to make you go away, like telling you that you really aren’t hurt and are just making things up, or your injuries are all your imagination, or they couldn’t have been caused by this incident. Sometimes insurance companies will take a different approach, saying things like, “I know you’re really hurt, and that’s why if you just sign here, we’ll give you $2500.

Wouldn’t $2500 be nice right now?” Of course, whatever amount they offer, they know that it is far less than you deserve. They’re just hoping you don’t know that.

Sometimes, your own health insurance company can make themselves a nuisance. They will try to avoid paying for your care, or try to make you pay them back. They will misrepresent the law and your insurance coverage to intimidate you into giving in to their demands. At The Law Offices of Michael E. Lovins, we know their tricks and their tactics, and we know the law. We know how to negotiate with health insurance companies so that your rights are fully protected.

Insurance companies never look out for you. As soon as you begin your relationship with The Law Offices of Michael E. Lovins, the law requires them to leave you alone. Sometimes just getting rid of that stress causes your injuries to respond better to medical care.

We Help You Recover Your Finances.

Most of our time and expertise is spent helping you recover the serious financial losses caused by your injuries. These losses come in many forms, including medical expenses, lost income, lost earning potential, pain and suffering, emotional trauma, and even disfigurement.

In most cases, we will not attempt to settle your case or file a lawsuit until your doctor determines that you have reached your maximum medical improvement. Accepting a settlement prior to that time risks an inadequate recovery. In severe cases, though, the medical care will continue for life. In those tragic cases, we hire the best doctors and economists to analyze the type of care you will need for the rest of your life.

We take care of collecting all of the evidence necessary to prove to a judge and jury just how much you have been damaged, including how much it has cost you and will cost you in the future. We take an individual approach to each case and develop the evidence that is unique to your case.

Most cases never go to trial before a jury, and many settle before a lawsuit is even filed. However, every settlement is affected by how the evidence is collected, developed, and presented to the insurance company. The insurance adjuster has to know that your attorney is prepared to pursue your case all the way to a jury trial if they refuse to pay what you deserve.

So we always ask basic, fundamental questions: What are your injuries? What are your damages? What evidence do we need to collect to prove them? And what is the most persuasive and effective way to present that evidence to a jury so that they come back with the largest verdict possible?

Then we assess your specific case and make a determination whether your case calls for high tech animations, video presentations, charts, graphs, and other visual aids, or a simple drawing on a chalk board. Their goal is not to impress, but to persuade.

Insurance adjusters and defense lawyers know how to speak to a jury. Juries want someone to show them what happened, to prove to them how it harmed you. Juries won’t just take someone’s word without something to back it up. We develop the evidence that backs up your real-life story.

And we’re not afraid to go to trial. If the insurance company makes a fair offer that you wish to accept, we will advise accordingly and respect your wishes. But if they want to fight, we’re more than up for it.

We Fight for YOU.

When you’ve suffered an injury, there are many selfish interests trying to make sure you do NOT get what you deserve. Even though you may be their customer, they are fighting against you, not for you. You need someone who will fight for you. That’s what we do.

And most importantly, we don’t get paid unless you get paid. This makes your interests our interest. It brings us shoulder to shoulder, not toe to toe. It makes sure I never run up your bill, waste your time, or try to tell you your case is worth less than it really is.